About

Coutts & Co is a British private bank and wealth management firm founded in 1692 by John Campbell, a Scottish goldsmith and banker, on the Strand in London. Thomas Coutts, who joined the firm in 1755 and eventually became its senior partner, gave the bank its lasting name. Coutts has served as banker to the British Royal Family since 1762 and continues to hold the Royal Warrant. The bank is a subsidiary of NatWest Group (formerly Royal Bank of Scotland Group).

Coutts provides private banking, wealth management, lending, and financial planning services to high-net-worth and ultra-high-net-worth individuals, as well as to businesses, professional firms, and institutions. Services include investment management, estate and succession planning, tax advisory, philanthropic giving advice, foreign exchange, and specialist lending for property, art, and other assets. Clients are assigned dedicated private bankers who coordinate access to the firm's various specialist teams.

The bank's headquarters is located at 440 Strand in London, a purpose-built building that has housed Coutts since the late eighteenth century, with the current structure dating from the 1970s and designed by Frederick Gibberd. Coutts maintains additional offices across the United Kingdom and has international capabilities through its connection to NatWest Group.

Coutts typically requires a minimum of one million pounds in investable assets or a substantial annual income for eligibility. The bank is known for its discretion, bespoke service, and long-standing relationships with multigenerational client families. Coutts also operates a private office for its wealthiest clients, offering more personalized and comprehensive financial management.

Luxury Financial Services

Coutts is one of the oldest private banks in the world, providing wealth management, investment management, lending, estate planning, and philanthropic advisory services to high-net-worth individuals and families. The bank has held the Royal Warrant as banker to the British Royal Family since 1762. Eligibility typically requires a minimum of one million pounds in investable assets. Coutts is a subsidiary of NatWest Group.

Brand Details

Brand Tier Ultra-Luxury
Price Range Varies
Founded 1692
Headquarters London, United Kingdom
Parent Company NatWest Group
4.7 2 reviews

AI Reviews

🤖
4.7 /5
Coutts represents the pinnacle of British private banking, having served royalty and distinguished clientele for over three centuries. As banker to the British Royal Family since 1820, few institutions can rival its heritage and prestige. The bank's legendary discretion, bespoke wealth management services, and exclusive Silk Card have become synonymous with financial sophistication. Coutts offers comprehensive services including private banking, investment management, and lending solutions tailored to ultra-high-net-worth individuals, with entry thresholds typically requiring £1 million in investable assets. The brand masterfully balances tradition with contemporary innovation, offering digital services while maintaining the personal touch of dedicated relationship managers. However, its association with NatWest Group following the 2008 financial crisis and recent high-profile controversies have slightly tarnished its once-impeccable reputation. Despite this, Coutts remains an aspirational institution for those seeking the most prestigious banking experience in the United Kingdom, offering unparalleled access to exclusive events and networking opportunities befitting its illustrious clientele.

Category Ratings

Luxury Financial Services
4.7
Feb 12, 2026
AI-Generated Review Generated via Anthropic API. This is an automated evaluation, not a consumer review. Learn more
🤖
4.6 /5
Synonymous with British aristocracy and the Royal Family, Coutts stands as a bastion of traditional private banking. Founded in 1692, its heritage is unmatched, offering a prestigious stewardship model that excels in philanthropy, estate planning, and bespoke lending. The client experience, anchored by its iconic headquarters at 440 Strand, remains a benchmark for white-glove service. However, its position within the NatWest Group can sometimes dilute the agility expected of a boutique firm, leading to occasional friction in a rapidly digitizing sector. While the brand carries immense social capital, it faces the ongoing challenge of modernizing its rigid exclusivity to appeal to the new generation of global wealth. Coutts remains the gold standard for those seeking history, stability, and status over aggressive fintech innovation.

Category Ratings

Luxury Financial Services
4.6
Feb 12, 2026
AI-Generated Review Generated via Google API. This is an automated evaluation, not a consumer review. Learn more
Coutts Screenshot

Price: By appointment

Added: Feb 12, 2026

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