Hiscox is a specialist international insurance group founded in 1901 and headquartered in Hamilton, Bermuda, with significant operations based in London. The company is named after Roberts Beaumont Hiscox, whose family has been associated with the business for multiple generations. Hiscox is listed on the London Stock Exchange and is a constituent of the FTSE 250 Index.

Hiscox's high-value home and fine art insurance division provides coverage tailored to affluent individuals and families with substantial personal property. The company is recognized as a leading insurer of fine art, antiques, and valuable collections, covering private collectors, galleries, museums, and art dealers. Home insurance products from Hiscox are designed for high-value properties and include features such as full replacement cost coverage, broader perils, and higher sub-limits than standard policies.

The company's fine art coverage extends to items in transit, on loan, and in storage, as well as pieces displayed in the home. Hiscox also insures jewelry, wine collections, and other valuables, often on an agreed-value or blanket basis. The company employs specialist underwriters with expertise in art, collectibles, and high-value property risks.

Hiscox operates in the United Kingdom, Europe, the United States, and Asia, with its Lloyd's of London syndicate providing capacity for complex and specialty risks. Beyond personal lines, Hiscox also provides commercial insurance and reinsurance, but its private client and fine art divisions are among its most recognized specialty areas. The company maintains relationships with specialist brokers and art market advisors to serve its high-net-worth clientele.

Luxury Insurance

Hiscox is a specialist insurer recognized for its fine art, antiques, and high-value home coverage. The company insures private collectors, galleries, and museums, with policies covering items in transit, on loan, in storage, and on display. High-value home insurance includes full replacement cost and broader perils than standard policies. Hiscox employs specialist underwriters with art market expertise and operates through Lloyd's of London for complex specialty risks.